1) If it is the bearing, who knows when it will puke. Might be an idea to remove the belt and see if it spins freely or it siezed up. Whatever you do, monitor your coolant temp like a halk.
2) See below
3) May not be worth it (especially since you have the leak). Check your parts supplier and weigh the difference. Factor in your piece of mind in having a new part and forget swappng just the bearing if the impeller is plastic
Good luck with it,
Dave M