Just incase anyone cared.

First off, I highly advise you be nice to your insurance company. First thing I told them was to take their time (although that might have been a mistake considering it took a month) and that I was willing to negotiate, yes... I told THEM that.

It did take awhile, but after being nice (and persistent) I finally got a settlement that surprised the hell out of me. I got a check for $8,561.80 USD, and I got to keep the car with a CLEAN title! Now its time to decide what's going to happen to her.

I've run into a great money situation recently so I'm really in no hurry to make up my mind

I'd love to keep it and fix it, but to buy a different one wouldn't hurt. It's tempting considering I've been driving my boss's M5 for the last week.

Kthxbye.