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Thread: Insurance renewal... good god!

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  1. #1
    Join Date
    Mar 2007
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    Liverpool UK
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    Default Insurance renewal... good god!

    Got the insurance renewal through, the quote wasn't what i'd hoped for to say the least!

    Firstly I know, 23 yrs young + 3.5L = £££££. However i'm wondering if any of you out there are in a similar situation and/or can point me in the direction of a good company to try??! I've tried lots and lots of different ones on the internet but i'm getting a bunch of ridiculous (£2000+) quotes... But i know there's bound to be some out there specialising in our types of cars.

    Changing the car is out of the question of course, I love it too much!

    Oh and does anyone know what the alarm/immobiliser system in my car is called (i.e is it CAT1 etc?) - its the full closure alarm + immobiliser with OBC code.

    Any suggestions GREATLY appreciated!
    1995 XJR: 4.0L S/charged straight 6 Auto

    What... It's not broken??? I can still fix it

  2. #2
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    Oct 2006
    Location
    Reading, UK
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    1,853

    Default

    Quote Originally Posted by e34.535i.sport
    Got the insurance renewal through, the quote wasn't what i'd hoped for to say the least!

    Firstly I know, 23 yrs young + 3.5L = £££££. However i'm wondering if any of you out there are in a similar situation and/or can point me in the direction of a good company to try??! I've tried lots and lots of different ones on the internet but i'm getting a bunch of ridiculous (£2000+) quotes... But i know there's bound to be some out there specialising in our types of cars.

    Changing the car is out of the question of course, I love it too much!

    Oh and does anyone know what the alarm/immobiliser system in my car is called (i.e is it CAT1 etc?) - its the full closure alarm + immobiliser with OBC code.

    Any suggestions GREATLY appreciated!
    What?

    How many years noclaims you got? Any claims against you?

    I found that churchill gave me one of the best deals, if you quote up online you get 10% discount online.

    With 3 years noclaims / age 23 I'm getting a quote of about £750 on a 540i from them, which seems steep, but then you consider it's a 4.0 v8 that's not really bad!

    I quoted the 525TDs up for next year - at 4 years noclaims it'll clock in at £450 fully comp.

  3. #3
    Join Date
    Mar 2007
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    Liverpool UK
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    Default

    Quote Originally Posted by Ferret
    What?

    How many years noclaims you got? Any claims against you?

    I found that churchill gave me one of the best deals, if you quote up online you get 10% discount online.

    With 3 years noclaims / age 23 I'm getting a quote of about £750 on a 540i from them, which seems steep, but then you consider it's a 4.0 v8 that's not really bad!

    I quoted the 525TDs up for next year - at 4 years noclaims it'll clock in at £450 fully comp.
    2 years NCD... but 3 points also on my license unfortunately. Got caught by the stealth tax... that doesn't help.

    £750 on a 540i is good in my experience, my lowest is £1300 Fully comp on mine.
    1995 XJR: 4.0L S/charged straight 6 Auto

    What... It's not broken??? I can still fix it

  4. #4
    Join Date
    Oct 2006
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    Reading, UK
    Posts
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    Default

    Quote Originally Posted by e34.535i.sport
    2 years NCD... but 3 points also on my license unfortunately. Got caught by the stealth tax... that doesn't help.

    £750 on a 540i is good in my experience, my lowest is £1300 Fully comp on mine.
    3 points, was it in a 30 limit?

    I've got an old SP50 - motorway speeding offence - on my license and it only made £40 a year difference to my policy!

  5. #5
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    Liverpool UK
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    Default

    Quote Originally Posted by Ferret
    3 points, was it in a 30 limit?

    I've got an old SP50 - motorway speeding offence - on my license and it only made £40 a year difference to my policy!
    Sp30 - exceeding speed limit on a 30mph road. Don't get me started on speeding fines, everywhere you turn these days its a fine... Don't return your tax refund on time its a fine, drive a few mph over the limit its a fine, don't pick your dog **** up its a fine, ride your bike on the pavement its a fine, don't have your seatbelt on its a fine... This place is getting ridiculous. Its not that i disagree with these things because i don't, i just hate the way they try to justify these fines in the interest of "safety" when all they are really doing is throwing another tax on the unsuspecting public.

    1995 XJR: 4.0L S/charged straight 6 Auto

    What... It's not broken??? I can still fix it

  6. #6
    Join Date
    Oct 2006
    Location
    Reading, UK
    Posts
    1,853

    Default

    Quote Originally Posted by e34.535i.sport
    Sp30 - exceeding speed limit on a 30mph road. Don't get me started on speeding fines, everywhere you turn these days its a fine... Don't return your tax refund on time its a fine, drive a few mph over the limit its a fine, don't pick your dog **** up its a fine, ride your bike on the pavement its a fine, don't have your seatbelt on its a fine... This place is getting ridiculous. Its not that i disagree with these things because i don't, i just hate the way they try to justify these fines in the interest of "safety" when all they are really doing is throwing another tax on the unsuspecting public.
    Yeah, insurance companies will give you **** for an SP30 as it's almost classed as dangerous driving in their books...

    I got nailed for doing 97.9 in my old pug 205DTi and got asked if I wanted to take the dangerous driving slip (to be fair, I was driving like an absoloute tit at the time!) and be in court in a month. Or, I could sign on the 3 point fixed penalty notice there and then...

    Quite often the copper really is just doing their job, most of them are okay - I really should have been nailed for DD that day. It's the cameras that piss me off, I think we should start a national movement for torching the ****ing things...

  7. #7
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    Oct 2006
    Location
    Reading, UK
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    I've actually just requoted it:

    Fully Comp: £665
    3rd party: £765 (WTF!? lol)

    Anyone backed by RBS - churchill/direct line/tesco class the E34 as an old mans car and make it quite cheap to insure!

  8. #8
    Join Date
    Feb 2007
    Location
    New Forest, ,UK,
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    794

    Default

    Quote Originally Posted by Ferret
    What?

    How many years noclaims you got? Any claims against you?

    I found that churchill gave me one of the best deals, if you quote up online you get 10% discount online.

    With 3 years noclaims / age 23 I'm getting a quote of about £750 on a 540i from them, which seems steep, but then you consider it's a 4.0 v8 that's not really bad!

    I quoted the 525TDs up for next year - at 4 years noclaims it'll clock in at £450 fully comp.
    Well, did you buy it??????????????????????????????????????????

  9. #9
    Join Date
    Oct 2006
    Location
    Reading, UK
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    Quote Originally Posted by Barney Paull-Edwards
    Well, did you buy it??????????????????????????????????????????
    Haha, due to work commitments etc, we agreed that we'd wait till the end of the month to do business - which reminds me I need to give him a shout again!

    Haha you done your gorilla act with the 535i yet and pitched it in that skip?

  10. #10
    Join Date
    Feb 2007
    Location
    New Forest, ,UK,
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    Default

    Quote Originally Posted by Ferret
    Haha, due to work commitments etc, we agreed that we'd wait till the end of the month to do business - which reminds me I need to give him a shout again!

    Haha you done your gorilla act with the 535i yet and pitched it in that skip?
    Yup,9" grinder and fork lift, in it went minus those bits you left behind.Been replaced by two door 9` long M5, parts soon! Oh, post that shot of my MPV to wind up Winfred and his little truck.

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